Affinity Home Loan

Our Affinity Home Loan offers a competitive ongoing variable rate and other features to help you purchase or build your home sooner or use the equity in your existing property to purchase an investment property. The package provides an Affinity Saver Account that pays an interest rate equivalent to the RBA cash rate and discounts on insurance products. Interest rates from:

3.16% p.a.     

Owner Occupied - P & I LVR <80%

3.47% p.a.*

*Comparison Rate

Find out more about our other rates.

* Comparison rate is based on a secured loan amount of $150,000 over a term of 25 years.  WARNING: This comparison rate is true only for the example given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate.


Product Features:

Home Loan Features
Maximum Loan Amount : Up to 95% of value of property
Offset Account : Yes
Establishment Fee : $0
Valuation fees : At cost
Additional Repayments Accepted : Yes
Additional Repayments Fee : $0
Ability to top-up loan : Yes
Redraw Facility : Yes
Redraw Fee : $0
Annual Fee : $295
Monthly Fee : $0
Maximum Terms in Years : 30

How much can I borrow?

I'd like to know more about


  • 1 You must be at least one months repayment in advance plus $100 to obtain a redraw.