Credit Card

Our low rate Visa credit card is called Amigo!

Have the confidence to enjoy the moment. Whether it's for everyday or the unexpected, the Amigo Credit Card has got you covered.

Balance transfer rate (introductory offer):

4.99% pa*^

Ongoing rate, purchases and cash advances:

11.99% pa*^


From 1 April 2019, Community First Credit Union will be leaving the rediATM scheme. As the Amigo Credit Card is issued by Community First, this means that Amigo cardholders may be charged a direct charge fee when using a rediATM. Further information can be found here.

The Australian Government passed new legislation that will change the way interest is calculated on credit card purchases from 1 January 2019.  You can find out how these reforms affect you here.

  • Same ongoing rate of 11.99% p.a.* on retail purchases, cash advances and balance transfers.
  • Introductory offer of 4.99% p.a.^ for 6 months on balance transfers.
  • Annual fee of $49.
  • Enjoy up to 55 days interest free.
  • Additional card available at no extra cost.
  • For transactions under $100, just wave your Visa payWave-enabled card in front of a Visa payWave reader and go.
  • Apple Pay, Google Pay and Samsung Pay available.
  • Mobile app.

Disclaimer. Credit eligibility criteria, terms and conditions, fees and charges apply. *Rates are current as at 12/12/16 and subject to change without notice. ^This is an introductory rate for 6 months only on balance transfers. This introductory rate is for 6 months from funding. After the initial 6 month introductory period, the interest rate of 4.99% p.a. will revert back to the standard credit card rates at the time. Currently this rate is 11.99% p.a. This offer is only available for new applications and can be withdrawn at any time without notice. For more information visit The Amigo Visa Credit Card is issued on behalf of Ford Co-operative Credit Society Limited ABN 74 087 651 456 trading as Geelong Bank by Community First Credit Union Ltd ABN 80 087 649 938, AFSL/Australian credit licence 231204. Community First is the credit provider and issuer of the credit card.


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